Kenny Hawthorne
40+
YEARS OF
EXPERIENCE
EXPERIENCE
1500+
SUCCESSFUL HOME
LOANS
LOANS
Numerous
CREDIT REPAIR
SUCCESSES
SUCCESSES
First-Time
LEADER IN HELPING
FIRST-TIME HOMEBUYERS
FIRST-TIME HOMEBUYERS
Kenny Hawthorne
Kenny and his wife Cheryl live in Northeast Texas. They have two grown and married children along with four grandchildren. "My partner Ken Kennedy and I have decided to spend the the last act of our working careers working with people seeking the incredible experience of home-ownership. We are experts in helping seniors utilize their home assets as an integral part of their retirement strategy. We also bring years of managerial experience to bear to help our clients realize their home ownership dreams, especially clients with complex financial resources.
LOAN OPTIONS
Loan Options
Finding a great home loan in volves careful consideration of your needs,
finances and history. I'm here to guide you every step of the way. APPLY ON-LINE
finances and history. I'm here to guide you every step of the way. APPLY ON-LINE
FIXED RATE
If you plan to stay in your home for the long term, a consistent payment that never changes can
help you prepare for your financial future. Plan your budget with a consistent mortgage payment
at a low rate that will stay the same through the life of your loan.
FHA
FHA loans are mortgages backed by the U.S. Federal Housing Administration. Lenders, such as
banks and credit unions, that provide FHA loans provide funding for home purchases while
requiring a lower down payment. Buyers may get into a new home with as little as 3.5% down.
USDA
The United States Department of Agriculture, USDA, administers the program but does not actually
loan money. Similar to loans backed by the Department of Veterans Affairs, VA, or Federal
Housing Administration, FHA, these loans are guaranteed by the USDA.
VA
VA loans are available and provide the buyer the chance to finance 100% of the purchase price of
the home. This means no down payment is required. It is important to note that buyers will still
need to qualify for the loan.
FIRST-TIME HOME-BUYER
Before finding your new home, we can help you get pre-qualified for free. We can also match you
with a trusted real estate agent through our partner networks. Our variety of loan options allow
you to buy your first home with little money down and we will work to ensure the loan payments
meet your unique needs.
REFINANCE
Ready to pay less in interest on your mortgage and lower your monthly payments? A refinance may
be the right step for you.
A mortgage refinance is the replacement of an existing mortgage with another mortgage under
different terms. Mortgage refinancing can lower your monthly payments, which can add up to
significant savings.
CASH-OUT REFINANCE
A mortgage refinance is the replacement of an existing mortgage with another mortgage under
different terms. Mortgage refinancing can lower your monthly payments, while also providing you
with needed cash to pay-off other higher-interest rate credit.
HECM
Today’s Reverse Mortgage Delivers a World-Class of Financial Options. Retirement should come
with peace of mind for seniors. Fortunately, many people are living longer than expected so it
is important to find more options. A Reverse Mortgage is a Federally Insured Program that takes
advantage of the equity you have created in your home.